Virtually Staged. Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the highly sought-after Spencer Creek community of Ruskin. Built in 2021 and offering 2,635 square feet of thoughtfully designed living space, this two-story residence combines modern finishes, flexible living areas, and breathtaking water views.
Step inside to discover a bright and open floor plan with tile flooring throughout the entire first level. The spacious kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, a large center island, abundant cabinetry, and a generous pantry. The kitchen seamlessly opens to the dining area and expansive great room, making entertaining effortless. A private den located on the first floor provides the perfect space for a home office, study, playroom, or flex space, while a convenient half bath completes the downstairs layout.
Upstairs, you'll find a versatile loft that offers endless possibilities as a media room, gaming area, second family room, or homework station. The spacious primary suite is designed for comfort and privacy, featuring an en-suite bath with dual sinks, a walk-in shower, and an exceptionally large walk-in closet. Three additional bedrooms, a full bath, and an upstairs laundry room provide both convenience and functionality.
One of the home's most impressive features is the serene backyard overlooking water and natural surroundings. Whether you're enjoying your morning coffee, watching local wildlife, entertaining guests, or capturing stunning photographs of Florida's beautiful sunrises and sunsets, the picturesque setting creates a peaceful retreat right outside your door. The water views provide a sense of tranquility and privacy that is becoming increasingly difficult to find.
Residents of Spencer Creek enjoy outstanding community amenities, including a sparkling resort-style swimming pool, playground, basketball courts, and a gated pet park where four-legged family members can run and socialize.
Additional features include a two-car garage, energy-efficient newer construction, and low HOA fees.
Conveniently located near shopping, dining, waterfront parks, boat launches, schools, and major highways, Spencer Creek offers easy access to Tampa, St. Petersburg, Sarasota, and the Gulf Coast beaches while maintaining the charm of a peaceful neighborhood setting.
If you're searching for a move-in-ready home with generous living space, modern finishes, beautiful water views, exceptional community amenities, and room to grow, this outstanding property deserves a place at the top of your list. Schedule your private showing today and experience the lifestyle that awaits.
Property Type(s):
Single Family
|
Last Updated
|
6/20/2026
|
Tract
|
SPENCER CRK PH 1
|
|
Year Built
|
2021
|
Community
|
33570 - Ruskin/Apollo Beach
|
|
Garage Spaces
|
2.0
|
County
|
Hillsborough
|
SCHOOLS
| Elementary School |
Cypress Creek-HB |
| Jr. High School |
Shields-HB |
| High School |
Lennard-HB |
Additional Details
| AIR |
Central Air |
| AIR CONDITIONING |
Yes |
| APPLIANCES |
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer |
| AREA |
33570 - Ruskin/Apollo Beach |
| CONSTRUCTION |
Block, Stucco |
| GARAGE |
Yes |
| HEAT |
Central, Electric |
| HOA DUES |
156 |
| INTERIOR |
High Ceilings, Stone Counters |
| LOT |
5663 sq ft |
| LOT DESCRIPTION |
Landscaped, Level |
| LOT DIMENSIONS |
46.15x125.5 |
| PARKING |
Driveway, Attached |
| SEWER |
Public Sewer |
| STORIES |
2 |
| SUBDIVISION |
SPENCER CRK PH 1 |
| TAXES |
8839.93 |
| UTILITIES |
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected |
| VIEW |
Yes |
| VIEW DESCRIPTION |
Pond, Water |
| WATER |
Public |
Location
Listing provided by Anita Frank, REAL BROKER, LLC, 855-450-0442
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 6/21/26 7:24 AM PDT.
This IDX solution is (c) Diverse Solutions 2026.
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